When it doesn't look like you're going to pull all the way through on bills this month, you could always ask the people closest to you for a leg-up, but not everybody has this benefit. Sometimes, friends and family are dealing with problems of their own and can't offer anything to help you along, so you need to find your own way. This is where online title loans in Rock Hill and Tega Cay, SC step in to stitch things together and help you ascend to the top of your game once more.
A title loan, also called an auto pawn loan or just auto pawn, is different from other small-dollar lending solutions on the market right now. This loan option doesn't inquire about your credit score or expect repayment within two weeks; rather, it provides you with an average loan sum of four figures within hours of applying and puts you on a breathe-easy payment schedule that's supported by refinancing plans and even a buyout program to help you jump from a malicious vendor into our own services. The only catch of a title loan is that it requires a clear title as collateral in exchange for the loan, which not everybody can manage.
Stepping into the financial freedom that's offered with title loans in Tega Cay is a simple matter of checking out the application form here and telling us your name, phone number, ZIP code and the basics about your motor vehicle. We need to know about the vehicle that's listed on the title because this is what we end up claiming if you default on the loan. As such, the value of the vehicle as determined by Kelley Blue Book will influence how much you can borrow.
Additionally, we need to know about your residential ZIP code because some clients come to us from out of state, and there are several states across the country with jurisdictions that prevent auto pawn lenders from operating. As we carry further into the lending process, we'll also need to see proof of identification and something to show for your income. A strong and steady income reduces your liability, and that improves your borrowing power with title loans in Tega Cay.
South Carolina only allows title-based agencies like ours to issue refinance periods up to six times — that's seven terms total. To qualify for a refinance, you need to pay the remainder of the interest for that term, and after six refinances, you'll be granted another six months to pay off all that remains in your balance.2. Repossession Laws
We can't seize the vehicle that's shown on your title unless you fail to refinance or pay off the loan within 30 days of it becoming late. After the first 10 days, we're required to produce a handwritten Right to Cure notice that should be personally presented to you or left on your front door.3. Representation
Loan operation isn't an entry-level task; we're required to verify that our staff is qualified with the necessary degrees and legal examinations before they're permitted to handle your information to create title loans in Tega Cay.
Car title loans Rock Hill, offered by Woodgate Title Loans, provide a number of great benefits if you are in the market for a short-term loan. Applying is fast, and qualifying is easy with no credit checks. If you need quick cash now to pay off bills, make repairs or cover the rent, we’re here to help.APPLY NOW